The AI operating system for benefits brokerages.

Empowering brokers to manage costs, simplify benefits operations, and connect employers with better healthcare solutions.

Built first for brokerages serving self-funded employer plans.

Nirnaya Health · Workspace
Illustrated Nirnaya employer dashboard with account priorities, renewal stages and next actions.
Nirnaya Health · Illustrative workspace preview

Know which accounts need your attention.

Employer context, renewal stages and unresolved findings in one workspace.

Built around the work brokers actually do

Spend less time reconciling.
More time advising.

Every renewal brings another stack of proposals, claims reports and open questions. Nirnaya connects that work so your team can focus on the employer's next decision.

Stay ahead of client needs

See account priorities and renewal progress without reconstructing the story before each meeting.

Build a clearer proposal

Compare benefits and costs, surface missing paperwork and keep outstanding questions attached to the case.

Make the numbers meaningful

Explain cost trends and proposal trade-offs with charts and reviewable assumptions—not another spreadsheet.

Financial intelligence

Show employers where
their money goes.

Bring claims trends, cost mix and per-employee costs into focus. Explore proposal ideas while keeping measured cost changes separate from estimated savings.

See it in a demo
Nirnaya Health · Workspace
Illustrated Financial Intelligence dashboard with monthly bars, cost-mix donut and trend lines.
Financial Intelligence · Illustrative costs, transparent assumptions

Better healthcare starts with better decisions.

Healthcare innovation is moving quickly. But getting the right solutions into employer health plans remains complex.

Employers face rising costs. Brokers navigate fragmented information. Healthcare innovators struggle to reach the organizations they can help.

Nirnaya Health is building the intelligence infrastructure to connect them.

  1. 01

    Empower Brokers

    AI-native operations, employer intelligence, renewals, reporting, and cost management.

  2. 02

    Connect Innovation

    A developing partner ecosystem for healthcare solutions, TPAs, and benefits technology companies seeking broker-led distribution.

  3. 03

    Make Decisions More Trustworthy

    Traceable intelligence, explicit rules, source verification, and human review, powered by technology being developed at Nirnaya Lab.

The brokerage platform comes first. Its intelligence helps brokers understand employer needs; the partner network is being built to make relevant solutions easier to evaluate; verification work strengthens how recommendations are reviewed.

Technology

AI is powerful. Decisions need proof.

Nirnaya Health's architecture is being developed using formalization and verification technology from Nirnaya Lab—helping make AI-assisted decisions more traceable, consistent and reviewable.

Source traceability

Follow terms and figures back to their source context.

Explicit rules

Make the logic behind a check visible and reviewable.

Reviewable recommendations

Keep open questions and differences visible before decisions.

Human oversight

Support broker judgment rather than replacing it.

The working prototype uses sample information and local rule checks; no formal-verification engine is connected. Source completeness, factual accuracy and policy interpretation still require human review. Nirnaya does not claim production-grade verification or guaranteed accuracy.

One connected path to the next decision.

  1. 01

    Bring the case together

    Organize employer records, plan documents, proposals and financial inputs.

  2. 02

    Find the questions that matter

    Review costs, compare terms and inspect incomplete or conflicting evidence.

  3. 03

    Prepare the employer conversation

    Turn reviewed information into options, reports and clear next actions.

The Nirnaya Health ecosystem

Where healthcare innovation meets distribution.

We're bringing together benefits brokerages, TPAs, analytics companies, and healthcare innovators to make it easier for promising solutions to reach employer-sponsored benefits programs.

Brokerages
TPAs & Administrators
Healthcare Innovators
Explore Partnerships

An emerging initiative—not a launched marketplace.

Building a more intelligent healthcare ecosystem.

By empowering brokers, connecting healthcare innovators, and improving decision intelligence, Nirnaya Health aims to make healthcare more efficient, accessible, and effective.